LopiLoan makes short-term loans secured by Arizona real estate, and lets accredited investors own the other side of that loan. First position. Real collateral. Monthly income. The same seat I have taken on a hundred-plus of my own deals, opened up. Part of the Lopi family.
A loan has two sides. The borrower who needs to move fast, and the lender who earns for putting up the capital. LopiLoan runs both, and the collateral underneath never changes: Arizona dirt, in first position.
For investors, flippers, and builders who need certainty and speed, not a six-week underwriting circus. Asset-based, common-sense lending across Arizona.
For accredited investors who want their money secured by real estate and paying them monthly, instead of sitting in a savings account losing to inflation.
Arizona loan menu. Rates and structure scale with leverage and asset type. Lower leverage, lower rate. These figures are illustrative targets for the program in formation and are not a commitment to lend.
A secured income fund for accredited investors. Your capital buys into a pool of first-position, real-estate-secured loans. You sit in the senior seat and get paid before anyone else. Terms below are an illustrative target for an offering in formation.
A first-position lender does not need the flip to be a home run. We need the asset to be worth more than the loan, and it always is, because we cap leverage at 75% and the borrower funds the rest.
We lend up to 75% of value. The borrower brings the other 20% plus. There is real equity underneath your money from day one.
Every loan is secured by a first deed of trust. If anything goes wrong, the senior lien is paid before any other claim on the property.
Borrowers pay monthly interest plus origination and exit fees. That cash flow becomes your monthly distribution.
A licensed third-party servicer handles payments and, in the rare default, the foreclosure and resale. Built for downside, not hope.
I am Tyler Lopez. For fifteen years I have bought rough houses, rebuilt them by hand, and sold them right, over a hundred personal real estate investments across Tucson. I have been the borrower, the buyer, the builder, and the seller on the same deal.
LopiLoan is the next seat at that table. The lender. The one who gets paid whether the flip is a grand slam or a single, because the loan is secured and senior. It is the most durable seat in real estate, and now it is one other people can hold next to me.
Career figures below reflect Lopez & Lopez REALTORS team production. The 100-plus investments are my own.
Not yet. LopiLoan is in formation. The lending entity, licensing, and the investor offering documents are being built now. This page exists so borrowers and accredited investors can get on the list and be first when each door opens. Nothing here is a commitment to lend or an offer to sell a security.
A first deed of trust means our loan is the senior claim on the property. In a default, the first-position lien is repaid before any junior lender or the owner sees a dollar. Pair that with a 75% loan-to-value cap and there is a real equity cushion between your capital and any loss. It is not risk-free, but it is the safest seat at the table.
Accredited investors only, under Regulation D, Rule 506(c). That generally means an individual with income over 200,000 dollars, or a net worth over one million dollars excluding a primary residence. Accreditation will be verified before any investment. The fund is not open to the general public.
A bank lends slowly and pays you almost nothing on deposits. A public REIT trades with the stock market and can swing on sentiment. LopiLoan sits in between: private, asset-based loans secured by Arizona real estate, with income that comes from interest payments rather than market mood.
A licensed third-party servicer manages every loan and, in a default, runs the resolution: cure, modification, or foreclosure and resale. Because we lent at or below 75% of value, the property can typically be sold to recover principal and accrued interest. The model is designed for the downside, not just the upside.
Borrowers and accredited investors are being added to the early list now. Reach me directly, or talk to Rory any hour and she will route you to the right door.
